Africa's Financial Superapp
Money, Simplified.Lives, Amplified.
Redivian is building the financial operating system for everyday Africans — making lending, gifting, credit intelligence, and business due diligence as simple as sending a text.
Addressable Market
Products in Ecosystem
Underserved Nigerians
The Ecosystem
Five Products.
One Foundation.
Each product solves a distinct problem. All of them share the same identity, wallet, and compliance infrastructure — so every new product compounds the value of every existing one.
Minttapp
Structured lending, simplified.
Minttapp brings bank-grade rigour to everyday lending. Create enforceable financial agreements — no bank required. If someone defaults, Minttapp's recovery infrastructure protects you. And when you need liquidity fast, you can sell the debt you hold on the marketplace. Your borrowers become your assets.
- Bank-grade default recovery
- Sell debts for instant liquidity
- Enforceable financial agreements
- Endorse & trade financial notes
- Real-time repayment tracking
- Immutable audit trail
Insights
Know who you're dealing with, before you deal.
Before you go into business with someone, you deserve to know their track record. Insights gives businesses a clear window into the financial behaviour and dealing history of potential partners — so you walk in with data, not just gut feeling.
- Business behaviour analytics
- Partnership risk profiling
- Transaction history insights
- Real-time monitoring
- Consent-based data access
- Industry benchmarking
DashDosh
Gift money the smart way.
Gifting should feel good — not wasteful. DashDosh lets individuals and businesses send money as a gift with purpose: set what it's for, when it unlocks, or let the recipient choose. No more vouchers that expire, cash that disappears, or gifts that miss entirely.
- Purpose-tagged gifting
- Scheduled gift unlocks
- Group gifting pools
- Corporate gifting suite
- Gift redemption tracking
- Zero expiry, zero waste
CreditLens
Your financial reputation, visible and verifiable.
Most Nigerians have a rich credit history — it just lives outside the banking system. CreditLens surfaces that history: individuals see and understand their non-banking credit score, while businesses can access partners' scores (with consent) to make smarter decisions.
- Non-banking credit scores
- Individual credit profiles
- Business credit analytics
- Consent-based data sharing
- Score improvement insights
- Institution-grade reports
Redivian Platform
We ate our own API. Now you can too.
Every product Redivian has built runs on the same set of powerful APIs — identity, wallet, credit, agreements, and notifications. Developers can access these same APIs to build entire financial products on our infrastructure without rebuilding compliance, payments, or identity from scratch.
- Wallet & settlement APIs
- KYC/KYB identity APIs
- Financial agreement APIs
- Credit score query APIs
- Webhook event system
- One API key, all services
Use Cases
Find Yourself in the Story
The best financial tools solve problems you already have. Here's what Redivian looks like in the situations that actually happen to people like you.
The Situation
You lent ₦500,000 to a supplier. No paperwork. Just a promise.
The Problem
When the repayment date passes, there's nothing to point to. No proof, no leverage, no recourse. The relationship sours. The money stalls.
The Redivian Way
Minttapp turns that promise into a proper, enforceable financial agreement — signed digitally by both parties. If default happens, Minttapp's bank-grade recovery infrastructure kicks in on your behalf.
The Outcome
Your money is protected. The relationship has structure. And you have a legal instrument — not just a memory.
Don't see your situation here?
We're building for a wide range of financial realities. Tell us yours.
Nigerian Financial Market
Total addressable market across banking, lending & trade finance
Underserved Nigerians
Adults with limited or no access to formal financial products
Products in Ecosystem
From consumer lending to developer infrastructure
Integration Depth
One auth layer, one wallet, every product in the ecosystem
Our Philosophy
Africa Deserves Real Financial Infrastructure
The continent's financial markets are massive, underserved, and ready. We're not building a product for a niche — we're building the rails that a generation of financial activity will run on.
Infrastructure First
Every product we build shares the same identity, compliance, and wallet rails. We don't build apps — we build infrastructure that apps run on top of.
Institutional Grade, Human Scale
Bills of exchange have moved trillions across centuries. We've taken that precision and wrapped it in an experience a first-time user can navigate on day one.
Compliance as Competitive Advantage
KYC, KYB, AML, and bank-grade recovery — not checkbox exercises but architectural decisions. When compliance is infrastructure, trust compounds automatically.
Composability by Design
A wallet that works in every product. An identity that follows the user. Financial agreements that draw from and settle into the same pool. Everything compounds.
“We are not building features. We are building the financial operating system for the next hundred million Africans.”
One Ecosystem
Redivian Is the Core.
Products Radiate From It.
Every product shares the same foundation — identity, wallet, and compliance infrastructure. When you use any Redivian product, you're already set up for all the others.
One Identity Across Everything
Sign up once. Your identity, your wallet, and your financial history follow you across every Redivian product — no re-verification, no duplicate accounts.
Products That Amplify Each Other
Your Minttapp agreement history builds your CreditLens profile. Your DashDosh gift pools draw from the same wallet. Every product makes the others more valuable.
Built for Developers Too
The same infrastructure powering our products is available to you via the Redivian Platform API. Build financial products on rails that already work.
Early Access
Be First to the Future
We're onboarding a curated group of early partners — institutions, individual traders, and developers who want to build on Africa's most ambitious financial infrastructure.